We are committed to inclusive finance for
Financial Solutions For All
Who we are?
Chapeo is one of the leading fintech platforms in Africa, providing a suite of financial services and tools designed to empower every Africans. As the go-to choice for convenient banking, savings, loans, and investments, Chapeo reaches over 5 million users and disburses thousands of loans daily.


Trusted by millions of users in Kenya
With over 5 million customers, Chapeo's innovative fintech solutions have become a trusted choice for Kenyans, reflecting the growing demand for accessible and empowering financial tools across the country.
App Download
500K+
Downloads
Over
500
Million KES
Disbursed
Daily Loans
1,200+
Loans Per Day
Achieve Your Life Goals with
Our Trusted Products.
Personal Loans
Get fast loans up to KES 1,000,000 in just 5 minutes, with no collateral and flexible repayment terms!
Learn More
Revolving Credit
Borrow up to KES 500,000. With available credit, you can continue borrowing as needed.
Coming Soon
Instant Loans
Borrow up to KES 600,000. Get an instant loan anytime, borrow as much as you need!
Learn More
Testimonials
How Our Users Rate Us
"I am so happy I found this app. The application process is so simple. The approval time is just within 5 minutes.I would recommend this to anyone who needs emergency money."
V
"A very reliable app solves your money problem very fast should try it when having an emergency plus. it doesn't require a lot of information from you and the interest is pocket-friendly. It's a very good app. Try it today it disburses in a few minutes."
K
"this app is helpful and it is so good . If you need money, Install this app and you will be happy happy. For me I will say thanks to zk pesa for giving me this opportunity to get loan in lower interest thanks again I appreciate it, it is not hard to get loan in this app.welcome everyone who likes to get loan in zk pesa."
W
"I am so happy I found this app. The application process is so simple. The approval time is just within 5 minutes.I would recommend this to anyone who needs emergency money."
V
"A very reliable app solves your money problem very fast should try it when having an emergency plus. it doesn't require a lot of information from you and the interest is pocket-friendly. It's a very good app. Try it today it disburses in a few minutes."
K
"this app is helpful and it is so good . If you need money, Install this app and you will be happy happy. For me I will say thanks to zk pesa for giving me this opportunity to get loan in lower interest thanks again I appreciate it, it is not hard to get loan in this app.welcome everyone who likes to get loan in zk pesa."
W
"I am so happy I found this app. The application process is so simple. The approval time is just within 5 minutes.I would recommend this to anyone who needs emergency money."
V
"A very reliable app solves your money problem very fast should try it when having an emergency plus. it doesn't require a lot of information from you and the interest is pocket-friendly. It's a very good app. Try it today it disburses in a few minutes."
K
"this app is helpful and it is so good . If you need money, Install this app and you will be happy happy. For me I will say thanks to zk pesa for giving me this opportunity to get loan in lower interest thanks again I appreciate it, it is not hard to get loan in this app.welcome everyone who likes to get loan in zk pesa."
W
"I am so happy I found this app. The application process is so simple. The approval time is just within 5 minutes.I would recommend this to anyone who needs emergency money."
V
"A very reliable app solves your money problem very fast should try it when having an emergency plus. it doesn't require a lot of information from you and the interest is pocket-friendly. It's a very good app. Try it today it disburses in a few minutes."
K
"this app is helpful and it is so good . If you need money, Install this app and you will be happy happy. For me I will say thanks to zk pesa for giving me this opportunity to get loan in lower interest thanks again I appreciate it, it is not hard to get loan in this app.welcome everyone who likes to get loan in zk pesa."
W
We work with people from all
over the world
over the world








Blogs
Help you know us better!

November 25, 2023
Chapeo Profile
Chapeo is a leading digital lending platform that uses AI and big data to make ...
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November 16, 2023
How to Access Financial Products in Kenya
Kenya's financial sector offers a variety of products suitable for individuals...
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November 25, 2023
Recent Financial Developments in Kenya
Kenya's financial sector has seen rapid growth, especially in digital lending p...
Learn More